When it comes to homeowners or renters insurance, many people are surprised to learn that their choice of dog breed can affect their coverage. Certain breeds are commonly labeled as “high risk” by insurance companies due to their bite history, size, or perceived aggressiveness. These labels can result in higher premiums—or even outright denial of coverage. While breed alone doesn’t determine a dog’s behavior, insurers rely on data to make risk-based decisions. Here are 10 dog breeds most frequently flagged […]
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